Umbrella Insurance
People purchase standard insurance policies for their homes and cars to protect themselves in the event of an accident. Vehicle and home insurance policies also provide protection if someone is injured on your property or during a vehicular accident.
Sometimes your insurance coverage is not enough.
If a serious accident happens in your vehicle or at your home, you may be sued by the injured party for damages. With the rising costs of medical care and extended medical treatments, your car or home policy may not have a high enough limit to cover these damages.
This is where an umbrella policy help.
What Is A Personal Umbrella Policy?
A personal umbrella policy is a liability policy that works in addition to your vehicle or home insurance policy. These policies are in place so that you and your family do not have devastating financial hardships if you are sued for an accident.
Umbrella policies will provide additional liability protection. These policies are very reasonably priced, and the extra protection that they provide you is worth the expense. You can get policies in increments of $1 million.
Should I Get A Personal Umbrella Policy?
If you want added liability protection, an umbrella policy may be more reasonable to purchase than increasing the value of your current auto or home insurance policy. You will also get additional types of coverage that these plans may not provide.
A standard umbrella policy will cover your home and two vehicles. Some policies will include small personal watercraft as part of the policy.
Some umbrella policies will also provide coverage for your legal expenses related to the claim. If your policy does not automatically include this kind of coverage, you can add it as a rider to your plan.
What Is Not Covered By Umbrella Insurance?
Personal umbrella insurance coverage is a liability policy that covers accidents that happen to other people. Your policy will not cover damages to your vehicle, home, or personal belongings. It will help cover damage to another person's property.
Truckers Insured Offers Personal Umbrella Insurance Policies
Truckers Insurance can find you the right umbrella policy if you are looking for additional liability coverage. If you need additional riders attached to the policy, such as additional vehicles, secondary or vacation homes, recreational vehicles (RVs), or even protection for events that happen on any undeveloped property you own.
We work with several insurance properties so we can find the best coverage for the right price. We know that insurance is important, but that does not mean it has to be overly expensive.
Truckers Insured was established to provide trucking industry companies and independent drivers with the right insurance products. Our clients have continued to ask for more insurance products, so we have expanded to include most types of insurance.
If you are looking for trucking industry policies, personal insurance products, business policies, or employee insurance products, we can help. We work with multiple companies, so we can always create a perfect insurance package to cover all your needs.