Other Insurance
You have worked hard to start your business and make it grow. It is important that you have all of the right protections in place so that nothing happens to your company and all of your hard work.
There are many different insurance products available to businesses. In addition to your standard liability policy and worker's compensation insurance, you may find that you need other special policies in place. Some of these policies may include:
Business property insurance
Business property insurance will cover the physical property that you own for your business. This will cover events like fire, storm damage, and vandalism. This policy will also cover physical accidents to your property, such as a forklift hitting and damaging a wall.
Business income insurance
If your business has to shut down due to property damage or other unavoidable events, this type of insurance will protect your income. Policies are available to cover a variety of losses.
Data Theft Insurance – Cyber Liability Insurance
Businesses retain a lot of personal information about their clients. Many businesses also store financial records in their databases, such as credit card payment information. If your system is hacked and this information is stolen, you may be held liable to your clients for the damage this causes. Data Theft Insurance also known as Cyber Liability Insurance not only protects your company but also protects your clients.
Commercial auto insurance
If you have business vehicles, you need to cover these vehicles with a separate policy from your personal car insurance. You will need to add the employees who are designated drivers so that they are covered in the event of an accident. Commercial auto insurance is very necessary.
Reputation insurance
The Internet has helped businesses grow and reach new clients in ways no one would have imagined. However, the Internet can also be damaging to a business. Insurance is available to help you fight negative publicity and damage to your reputation. This new type of insurance product is becoming very popular because of the impact social media and other Internet outlets can have on a business.
Additional policies or riders are also available for businesses that handle hazardous materials, high-value products, and high-value cargo. You may also want insurance protection against corporate or employee theft and to protect proprietary information.
Talk With Your Rep At Truckers Insured Today! We know insurance!
Truckers Insured was established to help independent truck drivers and trucking companies find the right insurance policies for this unique industry. Our clients were so happy with our services that they requested we expand our service to include more types of insurance.
In addition to trucking industry insurance products, we now offer personal insurance products, business insurance policies, and employee benefits insurance packages. We can help you find all of the right insurance coverage at affordable prices.
We work with several insurance companies. This allows us to find the best coverage and remain within your budget. Our customer care reps will create an insurance package to meet your business or personal needs.